Each Saint Joe’s medical plan includes comprehensive prescription drug coverage, managed by CVS Caremark. Your out-of-pocket costs depend on the medication and its coverage tier, as determined by the formulary and plan guidelines. Some medications may require prior authorization, step therapy, or have quantity restrictions. 

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To save on prescription drug costs, opt for generic drugs as opposed to brand name medications. Generic drugs are generally just as effective and typically cost 30% to 70% less.

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To learn more, click the resources below!